Whether or not a trading 212 invest vs ISA account is the best option for an individual should be determined by a thorough review of their financial journey and goals. While both accounts offer a range of benefits, the ISA is particularly suitable for those prioritizing tax-efficient saving and who seek to consistently contribute amounts that do not exceed the annual limit. The Invest account, on the other hand, offers greater flexibility and a wider asset range to support those desiring more diverse investment opportunities.

Both accounts offer zero commission trades and the ability to make multiple free ‘instant’ trades each day. However, it is important to note that other fees may apply such as FX fees if you trade shares or ETFs that are not priced in your home currency. Additionally, Stamp Duty applies to all share and equity purchases in the UK. READ MORE theinvestorscentre.co.uk

Both accounts offer a range of educational and research content to support users, including video guides on how to buy and sell shares as well as more advanced investing strategies such as active management. In addition to this, InvestEngine hosts a number of ‘Pie’ portfolios which are curated by 3rd parties and aimed at those looking for professionally managed investments. While the ‘Pie’ portfolios are free to try, investors should do their due diligence before choosing to invest in them as they can potentially carry more risk than self-directed trading. For those looking for an extra boost, InvestEngine pays interest on any uninvested cash in your account at the current time of 5.2% which beats many high street bank rates.